Voluntary refusal to receive bank loans, microloans

How to get the service on the portal (online):

1. Sign in on the portal and click the "Request Online" button.
2. Fill in all required fields.
3. Sign the application with an EDS (electronic digital signature) 
4. In your personal account (in the History of Services section), get acquainted with the notification of the result of the request.
5. The service provides the following sub-services:

• Establishment of voluntary refusal to receive bank loans, microcredits.
• Removing of the service provision of voluntary refusal to receive bank loans, microloans.

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EADME! The service ensures that financial organizations will be informed about the presence/absence of an individual’s refusal to receive bank loans/microloans when receiving services from the First Credit Bureau.

In this case, it is necessary to take into account the following:

• service limits the possibility of obtaining a loan by third parties as much as possible, but does not fully guarantee the non-issuance of a loan;
• FCB services will be provided only to those financial organizations in which a physical entity has an unfulfilled obligation/current loan, but at the same time, information will be provided that this physical entity has limited access to his/her data for issuing new loans;
• decision to issue a loan is made by the creditor independently and at his discretion;
• report of the service operation you can track in your personal account on www.1cb.kz.